How long will it take for my product(s) to appear in the INBM On-Line 
           Store?

           It takes 24 to 72 hours to set up a website depending upon the number of items
           and the complexity of the web page(s).
 
 

           What methods of payment will be accepted in the INBM On-Line Store? 

           Customers will be able to use Visa, MasterCard, American Express, 
           Discover/Novus, ATM/Debit cards and checks for goods sold in our stores.
 
 

           How will I be notified when I receive orders? 

           In order to ensure the timely processing of orders, we require 
           an e-mail address for notification.  There is a 7- 10 day delivery time.
           Failure to meet the demands of timely shipping may result in the
           discontinuance of your products in our store.
 
 

           How will my business receive payment for each transaction? 

           INBM will tally your products sales transactions every 15th and 30th of the
           month. We will transfer the total amount of funds due to your company.s bank
           account, or send you a check within 24 hours after tallying your account. 
 
 

           Will my business receive a statement of the transactions processed? 

           A statement of your products sales transactions will be issued with every
           payment disbursed. Payments will only be made on items which have been
           given a processing time of 14-days or more.  Allowing at least 14-days ensures
           that the products(s) have been shipped and received. This processing time cuts
           back on customer chargeback requests in the event that shipment is not
           received, a wrong order or item was shipped, or damage is reported.
 
 

           What happens if there is a problem with the order I shipped?

           If a discrepancy in an order occurs, the transaction will be given a minimum
           14-day additional processing time before payment is disbursed while the
           discrepancy is resolved. The reason for the delayed payment will appear 
           on the statement on which money for this transaction is disbursed.
 
 

           Are my funds guaranteed? 

           Any customer has the right to dispute a credit card charge from the card.s 
           issuing bank.  If a charge is challenged, a retrieval request will be sent to you
           asking for proof that the product has been sent to the customer. In addition,
           INBM has the right to discontinue service for many reasons as stated in the
           Merchant Agreement.